This Ethics course is for WFG compliance only. It does not qualify for the Council Rules Course in British Columbia nor does it qualify for Saskatchewan.

• Does not need to be completed at a WFG branch
• Valid for 5 Life CE Credits
• Students must verify their identity with a photo ID and download and install Safe Exam Browser (available through the test portal). They must also connect a secondary camera on a smartphone (activated by a QR code).

Question format: multiple choice
Questions per exam: 12 questions
Exam Length: 60 minutes
Passing Grade: 70%

You have 3 attempts at the exam. Thereafter, each additional attempt is subject to a $20 rewrite fee.

Refund Policy: This course is non refundable once activated. This course is also not transferable.

Any of the following Account Changes will be subject to a $50 Account Change fee:

• Changing from one company to another and adding a course
• Changing from one course to another course
• Changing the language of the course
• Updating a CIPR Number after it has already been registered

Login Policy: You are responsible for maintaining the confidentiality of your username and password. Sharing your access with others is forbidden. Failure to comply may result in the immediate termination of your course.

The LLQP Accident & Sickness course provides you with all the necessary study material to become certified to write the provincial exams and subsequently licensed as a licensed agent.

The program consists of three modules:

• Ethics and Professional Practice Québec;
• Accident and Sickness Insurance
• Taxation (although written as a separate module, it is not examinable as one but examinable throughout other modules)

The LLQP features the following online products:

• 100% online delivery
• Roadmap to Certification
• Condensed Study Notes with Multilingual Audio Recording of Study Notes
• End-of-Chapter Quizzes
• Practice Certification Exam — with unlimited attempts and instant feedback
• Practice Provincial Exam — unlocks after certification; uses higher-performing test items to more closely simulate the Provincial Exam and predict readiness
• Videos on Important Topics
• Digital flashcards
• Online certification exams (proctored electronically) – 4 attempts per module
• Detailed exam feedback reports
• Webcast tutorials

A minimum grade of 60% is required to pass each certification exam.

You have four (4) attempts per module.

Regulatory Limit on Exam Attempts:
Failure on a fourth (4th) attempt on any individual module will result in the expiry of this course as per provincial regulatory requirements. Once a course has expired, you will no longer have access to the course content or your course history.
In order to complete the LLQP, you will be required to re-enrol in the LLQP certification course and start anew.

Upon successfully passing all of the required certification exams, your results will be entered in the Canadian Insurance Participant Registry (CIPR), at which time you may apply with your provincial regulator to write the provincial exams.

Enrollment Period: 1 year or the fourth unsuccessful attempt, whichever comes first.

Certification Exam: 1 per module (Taxation: not examined as a separate module but examinable throughout other modules)

Question format: multiple choice

Questions per exam: 30 questions for all exams (excluding Ethics & Professional Practice); 20 questions for Ethics & Professional Practice Quebec

Exam Length: 75 minutes per exam

Passing Grade: 60%

Refund Policy: This course is non refundable once activated. This course is also not transferable. Once students are enrolled in one bundle, they cannot switch to the other, as we have already completed the registration with the AMF.

Any of the following Account Changes will be subject to a $50 Account Change fee:

• Changing from one company to another and adding a course
• Changing from one course to another course
• Changing the language of the course
• Updating a CIPR Number after it has already been registered

Login Policy: You are responsible for maintaining the confidentiality of your username and password. Sharing your access with others is not permitted. Failure to comply may result in the immediate termination of your course.

Conflict of Interest Policy
Learners have the right to learn in an environment dedicated solely to education and free from the promotion of any instructor’s proprietary interest in products, services, instruments, devices or materials. Should you feel that this policy has not been followed, please advise our Operations Manager via email at [email protected].

• Windows 10 Version 1803 or higher
• Windows 11
• Mac OS:
  • Big Sur (11.7.10), Safari 16.6.1
  • Monterey (12.7.3), Safari 17.3.0
  • Ventura (13.6.4), Safari 17.3.0
  • Sonoma (14.3.1), Safari 17.3.0
  • Sequoia (15.0.0, 15.1.0, 15.1.1), Safari 18.0.0
• Please make sure that your Firewall is disabled and VPN is turned off prior to accessing the exam. This will help ensure your exam will be able to launch successfully.

• Intel/AMD/ARM

• Google Chrome Browser with pop-ups and JavaScript enabled
• Safe Exam Browser (available for download through the test portal).

The LLQP Accident & Sickness course provides you with all the necessary study material to become certified to write the provincial exams and subsequently licensed as a licensed agent.

The program consists of three modules:

• Ethics and Professional Practice;
• Accident and Sickness Insurance;

• Taxation (although written as a separate module, it is not examinable as one but examinable throughout other modules)

This program includes a Top-Up to full Life License, available January 15, 2019 onward.

The LLQP features the following online products:

• 100% online delivery
• Roadmap to Certification
• Condensed Study Notes with Multilingual Audio Recording of Study Notes
• End-of-Chapter Quizzes
• Practice Certification Exam — with unlimited attempts and instant feedback
• Practice Provincial Exam — unlocks after certification; uses higher-performing test items to more closely simulate the Provincial Exam and predict readiness
• Videos on Important Topics
• Digital flashcards
• Online certification exams (proctored electronically) – 4 attempts per module
• Detailed exam feedback reports
• Webcast tutorials

A minimum grade of 60% is required to pass each certification exam. You have four (4) attempts per module.

Regulatory Limit on Exam Attempts:
Failure on a fourth (4th) attempt on any individual module will result in the expiry of this course as per provincial regulatory requirements. Once a course has expired, you will no longer have access to the course content or your course history.
In order to complete the LLQP, you will be required to re-enrol in the LLQP certification course and start anew.

Upon successfully passing all of the required certification exams, your results will be entered in the Canadian Insurance Participant Registry (CIPR), at which time you may apply with your provincial regulator to write the provincial exams.

Enrollment Period: 1 year or the fourth unsuccessful attempt, whichever comes first.

Certification Exam: 1 per module (Taxation: not examined as a separate module but examinable throughout other modules)

Question format: multiple choice

Questions per exam: 30 questions for all exams (excluding Ethics & Professional Practice); 20 questions for Ethics & Professional Practice

Exam Length: 75 minutes per exam

Passing Grade: 60%

Refund Policy: This course is non refundable once activated. This course is also not transferable. Once students are enrolled in one bundle, they cannot switch to the other, as we have already completed the registration with the AMF.

Any of the following Account Changes will be subject to a $50 Account Change fee:

• Changing from one company to another and adding a course
• Changing from one course to another course
• Changing the language of the course
• Updating a CIPR Number after it has already been registered

Login Policy: You are responsible for maintaining the confidentiality of your username and password. Sharing your access with others is not permitted. Failure to comply may result in the immediate termination of your course.

Conflict of Interest Policy
Learners have the right to learn in an environment dedicated solely to education and free from the promotion of any instructor’s proprietary interest in products, services, instruments, devices or materials. Should you feel that this policy has not been followed, please advise our Operations Manager via email at [email protected].

• Windows 10 Version 1803 or higher
• Windows 11
• Mac OS:
  • Big Sur (11.7.10), Safari 16.6.1
  • Monterey (12.7.3), Safari 17.3.0
  • Ventura (13.6.4), Safari 17.3.0
  • Sonoma (14.3.1), Safari 17.3.0
  • Sequoia (15.0.0, 15.1.0, 15.1.1), Safari 18.0.0
• Please make sure that your Firewall is disabled and VPN is turned off prior to accessing the exam. This will help ensure your exam will be able to launch successfully.

• Intel/AMD/ARM

• Google Chrome Browser with pop-ups and JavaScript enabled
• Safe Exam Browser (available for download through the test portal).

The Life Insurance and Segregated Funds (Top Up to A&S) course provides you with all the necessary study material to become certified to write the provincial exams and subsequently upgrade to a full Life License.

The program consists of two modules:

• Life Insurance;
• Segregated Funds.

The LLQP features the following online products:

• 100% online delivery
• Roadmap to Certification
• Condensed Study Notes with Multilingual Audio Recording of Study Notes
• End-of-Chapter Quizzes
• Practice Certification Exam — with unlimited attempts and instant feedback
• Practice Provincial Exam — unlocks after certification; uses higher-performing test items to more closely simulate the Provincial Exam and predict readiness
• Videos on Important Topics
• Digital flashcards
• Online certification exams (proctored electronically) – 4 attempts per module
• Detailed exam feedback reports
• Webcast tutorials

A minimum grade of 60% is required to pass each certification exam. You have four (4) attempts per module.

Regulatory Limit on Exam Attempts:
Failure on a fourth (4th) attempt on any individual module will result in the expiry of this course as per provincial regulatory requirements. Once a course has expired, you will no longer have access to the course content or your course history.
In order to complete the LLQP, you will be required to re-enrol in the LLQP certification course and start anew.

Upon successfully passing all of the required certification exams, your results will be entered in the Canadian Insurance Participant Registry (CIPR), at which time you may apply with your provincial regulator to write the provincial exams.

Certification Exam: 1 per module

Question format: multiple choice

Questions per exam: 30 questions for all exams

Exam Length: 75 minutes per exam

Passing Grade: 60%

Refund Policy: This course is non refundable once activated. This course is also not transferable. Once students are enrolled in one bundle, they cannot switch to the other, as we have already completed the registration with the AMF.

Any of the following Account Changes will be subject to a $50 Account Change fee:

• Changing from one company to another and adding a course
• Changing from one course to another course
• Changing the language of the course
• Updating a CIPR Number after it has already been registered

Login Policy: You are responsible for maintaining the confidentiality of your username and password. Sharing your access with others is not permitted. Failure to comply may result in the immediate termination of your course.

Conflict of Interest Policy
Learners have the right to learn in an environment dedicated solely to education and free from the promotion of any instructor’s proprietary interest in products, services, instruments, devices or materials. Should you feel that this policy has not been followed, please advise our Operations Manager via email at [email protected].

• Windows 10 Version 1803 or higher
• Windows 11
• Mac OS:
  • Big Sur (11.7.10), Safari 16.6.1
  • Monterey (12.7.3), Safari 17.3.0
  • Ventura (13.6.4), Safari 17.3.0
  • Sonoma (14.3.1), Safari 17.3.0
  • Sequoia (15.0.0, 15.1.0, 15.1.1), Safari 18.0.0
• Please make sure that your Firewall is disabled and VPN is turned off prior to accessing the exam. This will help ensure your exam will be able to launch successfully.

• Intel/AMD/ARM

• Google Chrome Browser with pop-ups and JavaScript enabled
• Safe Exam Browser (available for download through the test portal).

​Anti-Money Laundering (AML) is an important topic that everyone in the financial industry must be familiar with. Money-laundering is a process whereby criminal and/or terrorist groups process money received from illegal or terrorist activities through the financial system in an effort to hide or mask the original source of the monies. Money-laundering has significant costs for the economy, the financial companies that provide legitimate products and services and for the financial professional that work in the industry.

This course provides a comprehensive overview of the money laundering process and details the methods used by money launderers, the effects of money laundering, who is vulnerable, and the measures that can and must be taken to help prevent the occurrence of money laundering.

You will learn about the role of:

• Insiders
• Structuring (smurfing) the funds
• Credit and debit cards
• Underground banking

The Financial Analysis and Transaction Reporting Center (FINTRAC), has developed guidelines for what types of activities must be reported and how they are to be reported. The guidelines covering suspicious transactions, transaction reports, and compliance are conveniently summarized within the course.

Both interesting and informative, this course presents a good introduction for those new to the financial industry and an excellent refresher for those that are experienced in the industry and require a refresher on AML.

​Anti-Money Laundering (AML) is an important topic that everyone in the financial industry must be familiar with. Money-laundering is a process whereby criminal and/or terrorist groups process money received from illegal or terrorist activities through the financial system in an effort to hide or mask the original source of the monies. Money-laundering has significant costs for the economy, the financial companies that provide legitimate products and services and for the financial professional that work in the industry.

This course provides a comprehensive overview of the money laundering process and details the methods used by money launderers, the effects of money laundering, who is vulnerable, and the measures that can and must be taken to help prevent the occurrence of money laundering.

You will learn about the role of:

• Insiders
• Structuring (smurfing) the funds
• Credit and debit cards
• Underground banking

The Financial Analysis and Transaction Reporting Center (FINTRAC), has developed guidelines for what types of activities must be reported and how they are to be reported. The guidelines covering suspicious transactions, transaction reports, and compliance are conveniently summarized within the course.

Both interesting and informative, this course presents a good introduction for those new to the financial industry and an excellent refresher for those that are experienced in the industry and require a refresher on AML.

Question format: multiple choice

Questions per exam: 40 questions

Exam Length: 90 minutes per exam

Passing Grade: 60%

You have 3 attempts, thereafter, additional attempts are subject to a $20 rewrite fee per attempt

Refund Policy: This course is non refundable once activated. This course is also not transferable.

Any of the following Account Changes will be subject to a $50 Account Change fee:

• Changing from one company to another and adding a course
• Changing from one course to another course
• Changing the language of the course
• Updating a CIPR Number after it has already been registered

Login Policy: You are responsible for maintaining the confidentiality of your username and password. Sharing your access with others is not permitted. Failure to comply may result in the immediate termination of your course.

Conflict of Interest Policy
Learners have the right to learn in an environment dedicated solely to education and free from the promotion of any instructor’s proprietary interest in products, services, instruments, devices or materials. Should you feel that this policy has not been followed, please advise our Operations Manager via email at [email protected].